DrCaleb DrCaleb:
andyt andyt:
DrCaleb DrCaleb:
Ahh, you guys wait till the insurance companies start mining this data in order to determine your risk level!
Seems like a good idea. Put the costs on the yahoos. And insurance companies don't need smart cars for that, they already do it in some places using installed sensors. You want a discount you have to install one of those sensors.
Wonderful idea. Not. So long as you never speed, and never drive in rush hour traffic - which causes sudden braking too often for my liking. I'd love it if that guy that tailgated me this morning before pulling out and speeding through a red light camera got higher insurance because of it. But cars can't tell if they are following to close or not.
But they can't tell if said yahoo pulls in front of me then brake checks me. And god help you if you lend your car to the teenager!
That guy would pay higher insurance because of the sudden acceleration and swerving. Rush hour traffic, no need to sudden brake if you look ahead. Just don't do like the others, jerking forward, braking sharply. If you lend your car to a teenager, you should pay higher rates.
I do speed a bit, but not high speed, not in heavy traffic (unless it's flowing at speed greater than the limit). So I'd get punished way less than the racers. And, I'd have a greater incentive to be a good boy, although I already am.
Maybe its all moot because the cars will be so smart they will drive themselves soon. Don't know what all the grand prix heroes and road ragers will do then.