CKA Forums
Login 
canadian forums
bottom
 
 
Canadian Forums

Author Topic Options
Offline
Active Member
Active Member
User avatar
Profile
Posts: 228
PostPosted: Tue Apr 25, 2017 6:23 am
 


Woman set on fire by husband denied home insurance pay out

http://www.cbc.ca/news/canada/insurance ... -1.4083762

Insurance has refused to pay many claims to people that really needed it and were justified to receive it.


Offline
CKA Moderator
CKA Moderator
User avatar
Profile
Posts: 51787
PostPosted: Tue Apr 25, 2017 6:42 am
 


Jack_Styner Jack_Styner:
Insurance has refused to pay many claims to people that really needed it and were justified to receive it.


That's how insurance works - denial clauses. The insurance has the clause that fire coverage is null and void if the insured starts the fire. Her husband started the fire, coverage is denied.

You don't think insurance is for the insured, do you? It's only protection in the event of unforeseen circumstances. If there was a way to prevent it, you can bet that they will deny coverage.


Offline
Active Member
Active Member
User avatar
Profile
Posts: 228
PostPosted: Tue Apr 25, 2017 6:55 am
 


Mike colle talked about introducing a bill soon to make insurers payout in such cases


Offline
Forum Super Elite
Forum Super Elite
Profile
Posts: 2827
PostPosted: Tue Apr 25, 2017 7:29 am
 


Which if it goes through will be used as an excuse to raise our prices. It's not really news insurance companies have always looked out for themselves. In the 80's there was talk of not paying out for a car if it was stolen unlocked with the keys in it. They said it was an invitation. Don't remember what happened with that but makes you think about how many other things are disallowed.


Offline
CKA Moderator
CKA Moderator
User avatar
Profile
Posts: 51787
PostPosted: Tue Apr 25, 2017 7:39 am
 


housewife housewife:
Which if it goes through will be used as an excuse to raise our prices. It's not really news insurance companies have always looked out for themselves.


^^

They are in the profit business. They can deny claims, or they can raise prices. Either way, profit must increase!

Just look to the poor SOBs in McMurray who are trying to rebuild their lives only to be stomped on at every turn. Through no fault of their own!


Offline
CKA Moderator
CKA Moderator
 Vancouver Canucks


GROUP_AVATAR
User avatar
Profile
Posts: 65472
PostPosted: Tue Apr 25, 2017 7:58 am
 


DrCaleb DrCaleb:
Just look to the poor SOBs in McMurray who are trying to rebuild their lives only to be stomped on at every turn. Through no fault of their own!


What's going on in Fort Mac?


Offline
Forum Super Elite
Forum Super Elite
Profile
Posts: 2827
PostPosted: Tue Apr 25, 2017 8:00 am
 


Yeah it really screws their bottom line when they have a large area putting in claims.


Offline
CKA Moderator
CKA Moderator
User avatar
Profile
Posts: 51787
PostPosted: Tue Apr 25, 2017 8:33 am
 


BartSimpson BartSimpson:
DrCaleb DrCaleb:
Just look to the poor SOBs in McMurray who are trying to rebuild their lives only to be stomped on at every turn. Through no fault of their own!


What's going on in Fort Mac?


$1:
Insurance companies are processing at least 45,000 claims - the majority residential ones - from the wildfire. According to the Insurance Bureau of Canada (IBC), they are expected to pay out $3.58-billion to residents. But since cleanup and rebuilding began, their roles as villains among some homeowners has risen in Fort McMurray’s recovery story.

Throughout Fort McMurray and Anzac, there are stories of insensitive adjusters, underestimating costs of repairs, lengthy wait times for payments and broken promises. Others say there is no consistency in quality of service. Payne, for instance, said some of his neighbours with similar policies do not qualify for what he does.

Fort McMurray’s lawyers specializing in insurance issues have been overwhelmed with these stories from frustrated residents. After his 500th consultation towards the end of the summer, Don Scott of Don Scott Law lost count. Terry Cooper of Cooper & Company said he was handling up to 15 calls per day once the city reopened.

Other frequent complaints they hear include insurance companies low-balling estimates, or demanding homeowners hire engineers to prove damage was caused by flames or water. There are some complaints they feel could end up in court or take years to resolve.

“Adjusters are a common theme we’ve heard. People literally cry in my office because people have been mean to them,” said Cooper.

“This should be an opportunity for insurance companies not to act like insurance companies,” said Scott.


http://www.fortmcmurraytoday.com/2017/0 ... uild-story

There are lots of problems with the City too:

$1:
In the end, she expects to pay more than $20,000 in direct and indirect municipal fees to rebuild on the same property.

"If the demolition permit and the tipping fees would have been waived from the beginning, at least the members of this community might have thought maybe they have their backs," Whenham said during an interview with CBC Edmonton's Radio Active.

"But right off the bat, you're making money off me losing everything. I shouldn't have to pay to dump that waste.

"It's disgusting."

Whenham is not alone in her frustration. A growing number of complaints has prompted the municipality to re-evaluate its fee structure during the rebuild. A motion to re-evaluate the fee structure will be up for debate at Tuesday evening's municipal council meeting.

"Through a variety of informal and formal interactions with Wood Buffalo residents, the Wood Buffalo Recovery Committee and councillors from the Regional Municipality of Wood Buffalo understand that fees related to the cleanup and rebuild have been a concern," RMWB press secretary Russell Baker said in an emailed statement.

"Given the nature of this situation, it is too early to say whether the municipality will be waiving fees for residents who lost their home to fire and are trying to rebuild."


http://www.cbc.ca/news/canada/edmonton/ ... -1.3759869

And the devastation from the fire itself has side effects:

$1:
Grigory Litvinov and his wife bought their first home ever in Fort McMurray in 2016. Thirty-three days later it burned to the ground in the devastating May wildfire.

"I still had boxes in the garage," Litvinov said, standing in his muddy lot. "It was our first home. A lot of dreams and wishes went up in smoke."

Now, 11 months later Litvinov has learned he cannot begin rebuilding because with all the trees gone, the slope behind his lot is failing.

The municipality is worried slope movement could damage newly built homes or worse, days of torrential rainfall could result in a catastrophic landslide.

The municipality has advised Litvinov and 32 other homeowners against rebuilding in Waterways. It's surveying other problem areas as well.

Mike Rosen, president of Tree Canada, which has offered to replant trees in the city, said the loss of so much forest cover means the region lost an important system of roots that keeps hills in place and absorbs rainfall and snow melt which can destabilize slopes.

"The fear then, in the case of Fort McMurray, is that as a result of the loss of forest cover, the amount of erosion and soil instability will increase."


http://www.cbc.ca/news/canada/edmonton/ ... -1.4050113

Poor bastards are getting hosed all around. :(


Offline
CKA Moderator
CKA Moderator
 Vancouver Canucks


GROUP_AVATAR
User avatar
Profile
Posts: 65472
PostPosted: Tue Apr 25, 2017 8:51 am
 


Crap. they're getting fucked over from every direction! And a pox on the city for profiteering from the grief and loss of these people!


Offline
CKA Moderator
CKA Moderator
User avatar
Profile
Posts: 51787
PostPosted: Tue Apr 25, 2017 8:58 am
 


I don't think they were profiteering, just that the regulations were in place from before the fire and they didn't change them. I recall that homeowners were threatened with big fines because some bureaucrat decided that the ash of their homes constituted toxic waste, and they'd be fined for not cleaning it up or billed for the city cleaning it up.

Just before everyone started moving back too! The mayor told that guy to STFU or he'd be replaced with a howler monkey and a magic 8-ball.


Offline
CKA Moderator
CKA Moderator
 Vancouver Canucks


GROUP_AVATAR
User avatar
Profile
Posts: 65472
PostPosted: Tue Apr 25, 2017 10:23 am
 


If they make it that difficult to rebuild then imagine how discouraging it is to build anything new? Insane.


Offline
CKA Moderator
CKA Moderator
User avatar
Profile
Posts: 51787
PostPosted: Tue Apr 25, 2017 10:35 am
 


BartSimpson BartSimpson:
If they make it that difficult to rebuild then imagine how discouraging it is to build anything new? Insane.


I don't have to imagine! I lived it.

There was hundreds of thousands of hectares of unused Crown land around the city, but the Province wouldn't release any of it to the City so that property could be subdivided, sold and new homes built. Getting an apartment was the best you could hope for, at $1500 a month. And that was in 1995!

The condo I owned in Abasand was worth over $1.5m last time I looked. 8O And it wasn't very nice!


Offline
CKA Uber
CKA Uber
 Calgary Flames
Profile
Posts: 33561
PostPosted: Tue Apr 25, 2017 10:59 am
 


And now it's all for naught because the oil price and construction boom days aren't ever coming back.


Post new topic  Reply to topic  [ 13 posts ] 



Who is online

Users browsing this forum: No registered users and 13 guests



cron
 
     
All logos and trademarks in this site are property of their respective owner.
The comments are property of their posters, all the rest © Canadaka.net. Powered by © phpBB.